Merchant Cash Advance

What is a Merchant Cash Advance?

A Merchant Cash Advance is an alternative to a traditional business loan. In exchange for cash up front, your business agrees to pay back what you owe as a fixed amount from your daily credit card sales until the debt is settled. This is also referred to as “credit card receivable funding” or “credit card factoring”.

Merchant Cash Advances pump quick cash into your business to give you the resources you need to grow, create fast output, complete a large-scale job, or update whatever you need. Once you are approved, what you do with the cash is up to you.

Obtain Capital in 72 Hours!

Who is eligible? Merchant cash advance funding is intended for businesses that take credit cards and are in demand of capital for purchasing inventory or supplies, making improvements and repairs, hiring new personnel, advertising and marketing to get through a dull month, cycle, or period. To improve cash flow a merchant cash advance can offer amounts of $5,000 to $500,000 upfront with flexible repayment plans or fixed payments with terms stretching as long as 18 months. Variable payments made as a percentage of daily credit card sales with no time limit to repay are also available through a Vertical Advance Merchant Cash Advance. The business cash advance contract can be structured as a loan or a sale of future card receipts.


The requirements to receive a merchant cash advance are: Your business must be open, operating, and have been generating revenue for at least three months.  Your business must accept credit or debit card payments. No open bankruptcies, you must be a U.S. citizen and be administering business in one of the fifty US states. With merchant cash advance approval rates as high as 95% for businesses that meet our merchant criteria, there is no need to wait! Apply now for a merchant cash advance through Vertical Advance today and have working capital in as little as 3 days!